Welcome to the Commonwealth Banking System (CBS

Powered by Metrobank plc,
CBS is a transformative banking initiative serving 2.5 billion Commonwealth citizens. Digital-first banking connecting individuals, SMEs, governments, and diaspora communities across 56 nations.

Reimagining Financial Infrastructure Across 56 Nations

CBS provides digital financial infrastructure tailored for real-world Commonwealth conditions, with secure, compliant banking

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Secure, inclusive, interoperable platform

CBS is a transformative banking initiative built to serve the 2.5 billion citizens of the Commonwealth. Our digital-first banking system connects individuals, small businesses, governments, and diaspora communities across 56 nations through a secure, inclusive, and interoperable platform.

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Low-cost remittances and equitable finance

With Metrobank plc as our lead backer, CBS merges the trust of traditional banking with the agility of modern fintech to unlock equitable access, low-cost remittances, and cross-border finance like never before.

CBS is not just a bank. It’s a vision of a unified Commonwealth economy—where borders don’t block financial progress.

Bridging developed and developing markets

With a focus on transparency, digital enablement, and strong regulatory compliance, Metrobank plc operates under the supervision of the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). Our mission is to deliver banking that works for real people — easy to access, simple to use, and built for the future.

Metro Wallet

Empower Your Everyday.

Metro Wallet is more than a digital wallet — it’s a bridge to inclusion, opportunity, and financial independence across the Commonwealth.

[Download Metro Wallet App] [Create a Wallet] [Learn More About CBS]

A Financially Connected Commonwealth

Metrobank plc is proud to lead and fund the Commonwealth Banking System (CBS) — an ambitious new initiative that aims to revolutionise banking and finance across Commonwealth nations.

CBS is a secure, interoperable digital banking network designed to connect financial institutions, governments, and individuals within the Commonwealth. The system will support seamless cross-border transactions, financial inclusion for underserved populations, and more efficient public and private sector banking infrastructure.

Our Vision with CBS

In partnership with Commonwealth stakeholders, Metrobank plc is laying the foundation for:

• A shared digital platform for efficient cross-border payments and remittances

• Financial access for all, especially in developing Commonwealth nations

• Enhanced economic cooperation and integration across member countries

• Transparency and security built with next-generation banking technologies

• Investment opportunities that support inclusive, sustainable development

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Vision Statement

Why It Matters

For investors, CBS represents a forward-looking opportunity to participate in the growth of emerging financial markets. For the public, it is a gateway to more inclusive, accessible, and equitable financial services.

At its core, CBS is about empowering communities and creating a connected financial future for the 56 nations that make up the Commonwealth — home to 2.5 billion people.

Backed by Metrobank. Built for the Commonwealth.

Together, we’re building a smarter, stronger, and more unified banking system — one that reflects the diversity, potential, and ambition of the modern Commonwealth.

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Built in the UK. Powered by Metrobank plc.

CBS is backed and partially funded by Metrobank plc, a UK-based financial institution regulated by the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA). With a track record of innovation and community banking in the UK, Metrobank brings the credibility, governance, and expertise needed to scale CBS across multiple jurisdictions.

CBS is launching as a standalone, globally scalable entity with a planned public listing on the London Stock Exchange in 2026.

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Solving Real Problems in Real Places

CBS addresses systemic challenges such as:

High remittance costs for diaspora families
Inaccessible banking for remote populations
Credit inequality for small businesses
Inefficiencies in government payment systems
Lack of digital infrastructure in developing nations

Our aim is to build more than a bank — we’re building a financial foundation for inclusive growth, regional cooperation, and long-term prosperity.

CBS is the future of financial access — decentralized, compliant, inclusive, and Commonwealth-wide.

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Built in the UK. Powered by Metrobank plc.

Metrobank plc is a dynamic UK-based financial institution committed to transforming the banking landscape through innovation, customer service, and digital enablement. Since our founding, we have earned recognition as one of the UK’s leading challenger banks — institutions known for breaking the mold of traditional banking.

Metrobank plc provides a full suite of services across personal, business, and corporate banking, tailored to meet the needs of today’s diverse financial customers. With a customer-first approach, we prioritise transparency, simplicity, and accessibility, whether through our award-winning digital platforms or our uniquely welcoming physical branches.

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“We’re placing a strong emphasis on relationship banking, especially within the SME and commercial sectors, as a focus for growth. What we’ve already demonstrated in the retail sector is our dedication to building meaningful long-term customer relationships. This, and the combination of local business knowledge, specialised commercial teams and suite of tailored products and services, will further enhance our direction of growth.”
Daniel FrumkinChief Executive Officer London, UK

Your eligible deposits with Metro Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. For further information visit www.fscs.org.uk.

Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank – it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. “Metrobank” is the registered trademark of Metro Bank PLC.

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