CBS is more than a product; it is a platform for transformation across 50+ Commonwealth nations, representing a combined market of over 2.5 billion people. As we prepare for our public listing, we invite investors to be part of the most ambitious financial inclusion and cross-border banking project of this decade.

Metrobank plc has emerged stronger and more agile after undergoing a significant transformation over the past three years. Between 2022 and 2025, the bank successfully executed a multi-year recovery and modernization plan:

 • Streamlined its UK retail and commercial operations

 • Strengthened digital banking infrastructure and compliance framework

 • Reduced operational costs by 28%

 • Grew its customer base and deposits year-on-year

 • Rebuilt market confidence through disciplined governance and targeted innovation

This strategic recovery has not only restored Metrobank plc’s standing as a challenger bank in the UK, but also positioned it to lead global initiatives such as CBS with credibility and long-term vision.

Introducing Metrobank Commonwealth (CBS): A Historic Opportunity

CBS is being launched as a standalone entity, strategically backed by Metrobank plc, with a planned listing on the London Stock Exchange in Q3 2026. The platform will deliver digital-first current accounts, business banking, credit services, and eventually mortgage financing across developing and developed Commonwealth economies.

 User-Centric Access & Digital Identity

CBS ensures universal accessibility with:

• Biometric onboarding and authentication (fingerprint, facial recognition)
• Data-light mobile apps for areas with limited connectivity
• Multilingual interfaces tailored to regional dialects
• Offline banking modes via SMS and USSD for rural or low-bandwidth zones

Users can access their accounts from a mobile phone, web platform, or partner agent — with seamless identity verification across platforms.

Listing Price (Q3 2026):

$340 per share

— based on market modeling, institutional pre-commitments, and cross-border banking demand across Africa, the Caribbean, and Southeast Asia.

Projected Share Price by Q4 2030:

$820 – $1,050 per share

— representing an estimated CAGR of 22% – 33% over a 4-year period.

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What’s Driving Growth?

 • User Expansion: From 0 to 15+ million account holders projected by 2030

 • Geographic Reach: Live operations in 30+ countries by end of decade

 • Revenue Streams: Personal banking, business lending, remittance processing, digital payment infrastructure, and public sector contracts

 • Asset-light, Cloud-native Model: Faster scale, lower cost, greater margin flexibility

 • First-Mover Advantage: Unified Commonwealth financial infrastructure with no direct global competitor

 • Strategic Alliances: Partnerships with telcos, fintechs, government bodies, and global payment networks.

• Backed by Metrobank plc with a proven UK financial track record

• Strong ESG credentials aligned with financial inclusion and digital access

• High-growth frontier and emerging market exposure

• Future dividend potential and exit optionality post-2030

• Transparent, regulatory-compliant governance across multiple jurisdictions

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Join Us at the Start of Something Big.

Investing in CBS means investing in the financial future of 56 nations — and unlocking scalable value where it’s needed most.